Free Indian Payroll & Tax Calculators
Accurate, ad-supported calculators for PF, ESI, Gratuity, HRA and Take-home Salary — no login, no email, no spreadsheets. Built and maintained by StafFixHR.com.
Convert your CTC to monthly in-hand. New vs Old regime side-by-side, FY 2025-26 slabs.
Employer + employee PF, EPS split, EDLI, admin charges. ₹15k ceiling vs full-basic modes.
Auto-checks the ₹21,000 wage ceiling, splits 0.75% employee + 3.25% employer.
5+ years rule, ₹20 lakh tax-exemption cap, government-employee exception.
Sec 10(13A) — exempt portion = min of three statutory tests. Old regime only.
FY 2025-26 slab tax with 87A rebate + 4% cess. New vs old regime, age-based exemptions.
Sec 192 — your employer's monthly TDS deduction from CTC, with HRA + 80C + 80D handling.
Loan EMI, total interest, full month-by-month amortisation. Home, car, personal, education.
Dubai / Abu Dhabi salary — zero income tax, plus end-of-service gratuity for expats.
Why these calculators
Most online calculators are either built around outdated tax slabs, ignore statutory ceilings, or hide their formulas behind affiliate ads. These don't. Every calculator on this site is:
- Accurate to FY 2025-26 — new regime defaults to ₹4 L exempt, slabs through 30%.
- Statute-aware — ESI auto-disables above the ₹21,000 wage ceiling, gratuity caps at ₹20 L, PF respects the ₹15,000 wage ceiling.
- Open math — every result shows the breakdown so you can verify line-by-line.
- Free forever — no signup, no email, no upsell.
If you run payroll for a small business and the math is getting away from you, we do this end-to-end at StafFixHR — statutory filings, payslips, ESS portal, the whole stack.
Disclaimer: results are estimates based on current statutory rates. Final values depend on company-specific structure, state professional-tax slabs, and personal deductions. Consult a Chartered Accountant for tax filings.